Fix & Flip
Short-term financing for the acquisition and renovation of single-family and small multi-family properties. Up to 90% of purchase and 100% of rehab.
Rates from
9.99%
Loan up to
$3M
Term
12–24 mo
Close in
7 days
See requirements
Mortgage Funds LLC finances real estate investors across 48 states — fix & flip, new construction, DSCR rentals, bridge, and multi-family. Underwritten in-house. Closed in as few as 7 business days.
From your first flip to a fifty-door rental portfolio, our loan products are engineered around how investors actually operate — with sensible LTVs, fair pricing, and speed you can build a business around.
Short-term financing for the acquisition and renovation of single-family and small multi-family properties. Up to 90% of purchase and 100% of rehab.
Ground-up financing for spec-build houses, small subdivisions and infill projects. Structured draws, no unnecessary red tape.
30-year fixed and ARM financing for cash-flowing single-family and small multi-family rentals. Qualify on the property, not your W-2.
Quick capital to acquire distressed or off-market properties, reposition assets, or bridge to a longer-term take-out product.
Value-add acquisition, refinance and rehab loans for small and mid-sized apartment buildings. Interest-only options available.
Blanket refinance for rental portfolios of 5+ doors. One loan, one payment, cash-out flexibility to fuel your next round of acquisitions.
Active in 48 of the lower states. Our credit team knows regional pricing, appraisers, and title timelines — so your close doesn't stall out because of an unfamiliar market.
Every investor we work with hears the same three things — because our entire operation is engineered around them.
You get a real underwriter and a real closer — not a call center. Direct phone, direct email, and a status update on every business day of your loan.
Our process is built for the reality of investor timelines: hard closes, tight contingency windows, and off-market opportunities that don't wait around.
Grow into any market without switching lenders. We operate in 48 states with regional expertise and a national playbook.
Predictable, transparent, and built to keep your deals on schedule.
Complete our two-minute application. No credit pull to get started — just tell us about you and the deal.
Speak with a loan officer and receive a written term sheet — rate, LTV, fees, and timeline — the same business day.
We order appraisal and title, complete underwriting in-house, and keep you posted every step of the way.
Sign at a local title company or via mobile notary. Funds wire the same day. You go build.
Closed a $680K flip in Tampa in six business days. Every step communicated. That's the whole reason I keep coming back.
Refinanced 14 rentals into one DSCR portfolio loan. Pulled out $1.1M in equity and put it back into more doors the same quarter.
Ground-up construction financing on three spec houses. Draws hit the same day I upload the inspection report. That's how it should work.
Fill out the form and a Mortgage Funds loan officer will call you within one business hour to review your deal — no credit pull, no commitment.